Credit Card Matcher

Hand-picked premium travel cards for your market. Switch regions to see the top recommendations in your country.

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Editor's Personal Favorites

Best Value Duo — the two cards I personally use and recommend for Canadian travelers.

Marriott Bonvoy® American Express® Card

American Express Canada

Best for hotel stays with annual free night certificate (35k-point category) and complimentary Marriott Bonvoy Silver Elite status (NOT Gold).

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Top Picks for Canada

American Express Cobalt Card

American Express Canada

Annual Fee: $15.99 / month (approx. $191.88 CAD / yr)
Reward Currency: Amex Membership Rewards (Canada)
Welcome Bonus: Up to 15,000 MR points earned via monthly spend thresholds in year one (2,500 pts/month when spending ≥ $500 each statement) — NOT a single first-purchase bonus.

Why we like it

Best card for everyday spending with 5x on groceries, eats & drinks, and 2x on transit and travel. Note: Amex Canada MR → Cathay Asia Miles transfers strictly at 1,000 : 750 (NOT 1:1).

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Verified Jun 2026 · Source: americanexpress.com/en-ca

Marriott Bonvoy® American Express® Card

TD® Aeroplan® Visa Infinite* Card

TD Bank Canada

Annual Fee: $139 CAD / yr
Reward Currency: Air Canada Aeroplan
Welcome Bonus: Up to 40,000 Aeroplan points (10k on first purchase + 15k after $3,000 spend in 3 months + 15k on anniversary)

Why we like it

Best for Air Canada flyers with free first checked bag, priority boarding, and no foreign transaction fees.

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Verified Jun 2026 · Source: td.com/ca

RBC Avion Visa Infinite

Royal Bank of Canada

Annual Fee: $120 CAD / yr
Reward Currency: RBC Avion Rewards
Welcome Bonus: Up to 70,000 Avion points (35k on approval + 20k after $5,000 spend + 15k on anniversary)

Why we like it

Flexible Canadian travel currency — transfers 1:1 to British Airways Avios and Cathay Asia Miles for premium-cabin sweet spots.

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Verified Jun 2026 · Source: rbcroyalbank.com

Scotiabank Platinum American Express Card

Scotiabank

Annual Fee: $399 CAD / yr
Reward Currency: Scene+ Points
Welcome Bonus: Up to 60,000 Scene+ points (welcome offer, subject to spend requirements)

Why we like it

Premium Scene+ earner with 2x on every purchase, comprehensive travel insurance suite, and full lounge access via Priority Pass.

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Verified Jun 2026 · Source: scotiabank.com